2013 HTG to SGD Historical Review

YEARLY HIGH

0.0326 SGD

YEARLY LOW

0.0285 SGD

YEARLY AVERAGE

0.0294 SGD

2013 HTG to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HTG to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.0326. Conversely, the yearly low was recorded on October 28, dropping to 0.0285.

This high-to-low spread represents a total annual volatility of 0.0041 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0291 to the December average rate of 0.0311, the exchange rate registered a net change of 6.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0326 was up 1.15% compared to the 2012 peak of 0.0322, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 163 SGD

2012 Average 150 SGD

Yearly Trough Low 142 SGD

Transaction Impact: A difference of 20.46 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0313

0.0287

JanuMarcMayJulySeptNove

HTG to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0293, compared to 0.0296 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0293

H2 Avg (Jul–Dec) 0.0296

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0037 SGD (High: 0.0326 / Low: 0.0289). On the other end, April was the most stable month, with a tight range of 0.0003 SGD (High: 0.0293 / Low: 0.0290).

December Spread (Volatile) ±0.0037

April Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0311) against the same month in 2012 (average: 0.0290), the exchange rate shifted by +0.0021 (+7.36%).

2013 Avg (December) 0.0311

2012 Avg (December) 0.0290

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0294	0.0289	0.0291
February	0.0292	0.0288	0.0291
March	0.0295	0.0291	0.0293
April	0.0293	0.0290	0.0291
May	0.0298	0.0289	0.0294
June	0.0301	0.0289	0.0296
July	0.0297	0.0290	0.0293
August	0.0297	0.0288	0.0293
September	0.0295	0.0288	0.0292
October	0.0292	0.0285	0.0289
November	0.0317	0.0286	0.0297
December	0.0326	0.0289	0.0311