2018 HTG to SGD Historical Review

YEARLY HIGH

0.0210 SGD

YEARLY LOW

0.0176 SGD

YEARLY AVERAGE

0.0200 SGD

2018 HTG to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HTG to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0210. Conversely, the yearly low was recorded on December 31, dropping to 0.0176.

This high-to-low spread represents a total annual volatility of 0.0034 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0205 to the December average rate of 0.0180, the exchange rate registered a net change of -12.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0210 was down 6.86% compared to the 2017 peak of 0.0225, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 105 SGD

2017 Average 106 SGD

Yearly Trough Low 88 SGD

Transaction Impact: A difference of 16.78 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0210

0.0178

JanuMarcMayJulySeptNove

HTG to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0205, compared to 0.0195 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0205

H2 Avg (Jul–Dec) 0.0195

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 0.0010 SGD (High: 0.0207 / Low: 0.0197). On the other end, March was the most stable month, with a tight range of 0.0003 SGD (High: 0.0206 / Low: 0.0202).

August Spread (Volatile) ±0.0010

March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0009 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 0.0205) against the same month in 2017 (average: 0.0214), the exchange rate shifted by -0.0009 (-4.24%).

2018 Avg (January) 0.0205

2017 Avg (January) 0.0214

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0210	0.0202	0.0205
February	0.0208	0.0204	0.0206
March	0.0206	0.0202	0.0204
April	0.0205	0.0202	0.0203
May	0.0209	0.0205	0.0207
June	0.0208	0.0202	0.0205
July	0.0209	0.0202	0.0205
August	0.0207	0.0197	0.0203
September	0.0199	0.0196	0.0198
October	0.0198	0.0192	0.0195
November	0.0193	0.0186	0.0189
December	0.0186	0.0176	0.0180