2012 ISK to BIF Historical Review

YEARLY HIGH

12.2161 BIF

YEARLY LOW

10.0652 BIF

YEARLY AVERAGE

11.2225 BIF

2012 ISK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ISK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 12.2161. Conversely, the yearly low was recorded on April 8, dropping to 10.0652.

This high-to-low spread represents a total annual volatility of 2.1509 BIF. From a start-to-finish perspective, comparing the January average rate of 10.5027 to the December average rate of 12.0307, the exchange rate registered a net change of 14.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 12.2161 was up 10.42% compared to the 2011 peak of 11.0636, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 61,081 BIF

2011 Average 52,148 BIF

Yearly Trough Low 50,326 BIF

Transaction Impact: A difference of 10,754.41 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

12.2054

10.1091

JanuMarcMayJulySeptNove

ISK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6174, compared to 11.8277 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2103 points.

H1 Avg (Jan–Jun) 10.6174

H2 Avg (Jul–Dec) 11.8277

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 1.0649 BIF (High: 11.9571 / Low: 10.8922). On the other end, March was the most stable month, with a tight range of 0.2941 BIF (High: 10.4337 / Low: 10.1396).

July Spread (Volatile) ±1.0649

March Spread (Stable) ±0.2941

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2637 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.2637

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 12.0307) against the same month in 2011 (average: 10.6569), the exchange rate shifted by +1.3738 (+12.89%).

2012 Avg (December) 12.0307

2011 Avg (December) 10.6569

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.8196	10.2410	10.5027
February	10.6688	10.3168	10.5475
March	10.4337	10.1396	10.2838
April	10.9830	10.0652	10.3827
May	11.1757	10.7286	10.9645
June	11.2863	10.7028	11.0231
July	11.9571	10.8922	11.3445
August	12.1390	11.7971	12.0125
September	12.1054	11.6231	11.8624
October	12.1817	11.5642	11.9583
November	12.0944	11.4930	11.7576
December	12.2161	11.7607	12.0307