2014 ISK to BIF Historical Review

YEARLY HIGH

13.8941 BIF

YEARLY LOW

12.2455 BIF

YEARLY AVERAGE

13.3214 BIF

2014 ISK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ISK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 10, valuing the pair at 13.8941. Conversely, the yearly low was recorded on December 27, dropping to 12.2455.

This high-to-low spread represents a total annual volatility of 1.6486 BIF. From a start-to-finish perspective, comparing the January average rate of 13.3811 to the December average rate of 12.4938, the exchange rate registered a net change of -6.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 13.8941 was up 2.68% compared to the 2013 peak of 13.5317, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 69,471 BIF

2013 Average 63,521 BIF

Yearly Trough Low 61,228 BIF

Transaction Impact: A difference of 8,242.92 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

13.9255

12.3637

JanuMarcMayJulySeptNove

ISK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6431, compared to 12.9998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6433 points.

H1 Avg (Jan–Jun) 13.6431

H2 Avg (Jul–Dec) 12.9998

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.4730 BIF (High: 12.7185 / Low: 12.2455). On the other end, June was the most stable month, with a tight range of 0.2191 BIF (High: 13.7509 / Low: 13.5318).

December Spread (Volatile) ±0.4730

June Spread (Stable) ±0.2191

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3426 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3426

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 13.7571) against the same month in 2013 (average: 12.4567), the exchange rate shifted by +1.3004 (+10.44%).

2014 Avg (March) 13.7571

2013 Avg (March) 12.4567

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.5063	13.2371	13.3811
February	13.7880	13.4007	13.5760
March	13.8941	13.6490	13.7571
April	13.8811	13.6597	13.7954
May	13.8737	13.6390	13.7408
June	13.7509	13.5318	13.6082
July	13.7592	13.3777	13.5655
August	13.4668	13.1954	13.3676
September	13.2703	12.8103	13.0251
October	13.0447	12.6538	12.9075
November	12.8010	12.5315	12.6392
December	12.7185	12.2455	12.4938