2015 ISK to BIF Historical Review

YEARLY HIGH

12.5953 BIF

YEARLY LOW

11.2164 BIF

YEARLY AVERAGE

11.8851 BIF

2015 ISK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ISK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 12.5953. Conversely, the yearly low was recorded on April 12, dropping to 11.2164.

This high-to-low spread represents a total annual volatility of 1.3790 BIF. From a start-to-finish perspective, comparing the January average rate of 11.9257 to the December average rate of 11.9974, the exchange rate registered a net change of 0.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 12.5953 was down 9.35% compared to the 2014 peak of 13.8941, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 62,977 BIF

2014 Average 66,600 BIF

Yearly Trough Low 56,082 BIF

Transaction Impact: A difference of 6,894.98 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

12.4026

11.3790

JanuMarcMayJulySeptNove

ISK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.7442, compared to 12.0259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2817 points.

H1 Avg (Jan–Jun) 11.7442

H2 Avg (Jul–Dec) 12.0259

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.7363 BIF (High: 11.9526 / Low: 11.2164). On the other end, February was the most stable month, with a tight range of 0.2639 BIF (High: 11.9950 / Low: 11.7312).

April Spread (Volatile) ±0.7363

February Spread (Stable) ±0.2639

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.4442 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4442

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 12.3173) against the same month in 2014 (average: 12.9075), the exchange rate shifted by -0.5902 (-4.57%).

2015 Avg (October) 12.3173

2014 Avg (October) 12.9075

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.2567	11.6124	11.9257
February	11.9950	11.7312	11.8765
March	11.7567	11.2496	11.4643
April	11.9526	11.2164	11.5078
May	12.0784	11.5428	11.8462
June	12.1354	11.6244	11.8448
July	12.3122	11.5816	12.0194
August	12.1624	11.5176	11.7942
September	12.3011	11.9756	12.1542
October	12.5953	12.1200	12.3173
November	12.2004	11.6711	11.8731
December	12.1225	11.7409	11.9974