YEARLY HIGH
24.6496 BIF
YEARLY LOW
20.5839 BIF
YEARLY AVERAGE
23.1058 BIF

2025 ISK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ISK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 24.6496. Conversely, the yearly low was recorded on February 7, dropping to 20.5839.

This high-to-low spread represents a total annual volatility of 4.0657 BIF. From a start-to-finish perspective, comparing the January average rate of 21.0152 to the December average rate of 23.4009, the exchange rate registered a net change of 11.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 24.6496 was up 14.34% compared to the 2024 peak of 21.5588, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 123,248 BIF
2024 Average 104,549 BIF
Yearly Trough Low 102,919 BIF
Transaction Impact: A difference of 20,328.59 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

24.6985
20.6804
JanuMarcMayJulySeptNove

ISK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.2730, compared to 23.9387 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6656 points.

H1 Avg (Jan–Jun) 22.2730
H2 Avg (Jul–Dec) 23.9387

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 1.4096 BIF (High: 22.5251 / Low: 21.1155). On the other end, November was the most stable month, with a tight range of 0.4083 BIF (High: 23.4737 / Low: 23.0654).

March Spread (Volatile) ±1.4096
November Spread (Stable) ±0.4083

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.9068 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.9068

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 24.3637) against the same month in 2024 (average: 21.1371), the exchange rate shifted by +3.2266 (+15.26%).

2025 Avg (September) 24.3637
2024 Avg (September) 21.1371

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 21.2746 20.7801 21.0152
February 21.3690 20.5839 21.0315
March 22.5251 21.1155 21.9584
April 23.3543 22.0705 22.9357
May 23.4933 22.3300 22.8803
June 24.5646 23.2729 23.8170
July 24.6402 23.8139 24.3092
August 24.3545 23.8394 24.1641
September 24.6496 24.0502 24.3637
October 24.3666 23.5439 24.1504
November 23.4737 23.0654 23.2436
December 23.6802 23.0866 23.4009