2020 ISK to BIF Historical Review

YEARLY HIGH

15.5443 BIF

YEARLY LOW

12.8509 BIF

YEARLY AVERAGE

14.1776 BIF

2020 ISK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ISK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 15.5443. Conversely, the yearly low was recorded on April 28, dropping to 12.8509.

This high-to-low spread represents a total annual volatility of 2.6934 BIF. From a start-to-finish perspective, comparing the January average rate of 15.2644 to the December average rate of 15.2503, the exchange rate registered a net change of -0.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 15.5443 was down 0.59% compared to the 2019 peak of 15.6364, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 77,721 BIF

2019 Average 75,151 BIF

Yearly Trough Low 64,254 BIF

Transaction Impact: A difference of 13,467.05 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

15.4777

12.9177

JanuMarcMayJulySeptNove

ISK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.1201, compared to 14.2351 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1150 points.

H1 Avg (Jan–Jun) 14.1201

H2 Avg (Jul–Dec) 14.2351

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5588 BIF (High: 14.9283 / Low: 13.3695). On the other end, October was the most stable month, with a tight range of 0.3280 BIF (High: 14.0377 / Low: 13.7097).

March Spread (Volatile) ±1.5588

October Spread (Stable) ±0.3280

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.9292 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.9292

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 15.2644) against the same month in 2019 (average: 15.0836), the exchange rate shifted by +0.1808 (+1.20%).

2020 Avg (January) 15.2644

2019 Avg (January) 15.0836

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.5443	15.1193	15.2644
February	15.3727	14.7006	14.9249
March	14.9283	13.3695	14.0602
April	13.3497	12.8509	13.1310
May	14.0304	12.9082	13.2844
June	14.4794	13.6862	14.0556
July	14.3264	13.6693	13.9114
August	14.3002	13.9525	14.1096
September	14.3067	13.7603	14.0185
October	14.0377	13.7097	13.9175
November	14.6114	13.6916	14.2032
December	15.5152	14.8351	15.2503