2012 ISK to GHS Historical Review

YEARLY HIGH

0.0164 GHS

YEARLY LOW

0.0133 GHS

YEARLY AVERAGE

0.0148 GHS

2012 ISK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ISK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 0.0164. Conversely, the yearly low was recorded on January 5, dropping to 0.0133.

This high-to-low spread represents a total annual volatility of 0.0031 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0137 to the December average rate of 0.0150, the exchange rate registered a net change of 9.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0164 was up 15.98% compared to the 2011 peak of 0.0142, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 82 GHS

2011 Average 67 GHS

Yearly Trough Low 67 GHS

Transaction Impact: A difference of 15.62 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0164

0.0134

JanuMarcMayJulySeptNove

ISK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0142, compared to 0.0154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0142

H2 Avg (Jul–Dec) 0.0154

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 0.0011 GHS (High: 0.0155 / Low: 0.0144). On the other end, February was the most stable month, with a tight range of 0.0004 GHS (High: 0.0140 / Low: 0.0136).

June Spread (Volatile) ±0.0011

February Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0006 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.0162) against the same month in 2011 (average: 0.0133), the exchange rate shifted by +0.0029 (+21.61%).

2012 Avg (August) 0.0162

2011 Avg (August) 0.0133

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0141	0.0133	0.0137
February	0.0140	0.0136	0.0137
March	0.0141	0.0133	0.0138
April	0.0148	0.0139	0.0143
May	0.0151	0.0144	0.0148
June	0.0155	0.0144	0.0150
July	0.0161	0.0151	0.0155
August	0.0164	0.0158	0.0162
September	0.0159	0.0152	0.0156
October	0.0155	0.0147	0.0152
November	0.0152	0.0146	0.0148
December	0.0152	0.0148	0.0150