2013 ISK to GHS Historical Review

YEARLY HIGH

0.0206 GHS

YEARLY LOW

0.0146 GHS

YEARLY AVERAGE

0.0169 GHS

2013 ISK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ISK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0206. Conversely, the yearly low was recorded on January 9, dropping to 0.0146.

This high-to-low spread represents a total annual volatility of 0.0060 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0148 to the December average rate of 0.0198, the exchange rate registered a net change of 33.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0206 was up 25.15% compared to the 2012 peak of 0.0164, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 103 GHS

2012 Average 74 GHS

Yearly Trough Low 73 GHS

Transaction Impact: A difference of 29.95 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0203

0.0143

JanuMarcMayJulySeptNove

ISK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0158, compared to 0.0181 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.0158

H2 Avg (Jul–Dec) 0.0181

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0016 GHS (High: 0.0206 / Low: 0.0189). On the other end, January was the most stable month, with a tight range of 0.0004 GHS (High: 0.0149 / Low: 0.0146).

December Spread (Volatile) ±0.0016

January Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0198) against the same month in 2012 (average: 0.0150), the exchange rate shifted by +0.0049 (+32.46%).

2013 Avg (December) 0.0198

2012 Avg (December) 0.0150

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0149	0.0146	0.0148
February	0.0152	0.0147	0.0150
March	0.0157	0.0152	0.0154
April	0.0168	0.0156	0.0164
May	0.0170	0.0161	0.0165
June	0.0168	0.0162	0.0165
July	0.0175	0.0160	0.0167
August	0.0179	0.0173	0.0177
September	0.0182	0.0178	0.0180
October	0.0184	0.0179	0.0181
November	0.0190	0.0182	0.0185
December	0.0206	0.0189	0.0198