2020 ISK to GHS Historical Review

YEARLY HIGH

0.0474 GHS

YEARLY LOW

0.0391 GHS

YEARLY AVERAGE

0.0424 GHS

2020 ISK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ISK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0474. Conversely, the yearly low was recorded on April 23, dropping to 0.0391.

This high-to-low spread represents a total annual volatility of 0.0082 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0458 to the December average rate of 0.0461, the exchange rate registered a net change of 0.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0474 was down 59.92% compared to the 2019 peak of 0.1182, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 237 GHS

2019 Average 220 GHS

Yearly Trough Low 196 GHS

Transaction Impact: A difference of 41.13 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0467

0.0394

JanuMarcMayJulySeptNove

ISK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0421, compared to 0.0428 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0421

H2 Avg (Jul–Dec) 0.0428

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0035 GHS (High: 0.0433 / Low: 0.0398). On the other end, October was the most stable month, with a tight range of 0.0010 GHS (High: 0.0422 / Low: 0.0412).

March Spread (Volatile) ±0.0035

October Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0033 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0461) against the same month in 2019 (average: 0.0467), the exchange rate shifted by -0.0006 (-1.34%).

2020 Avg (December) 0.0461

2019 Avg (December) 0.0467

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0466	0.0446	0.0458
February	0.0447	0.0415	0.0425
March	0.0433	0.0398	0.0415
April	0.0410	0.0391	0.0400
May	0.0426	0.0393	0.0403
June	0.0440	0.0415	0.0426
July	0.0429	0.0409	0.0418
August	0.0428	0.0417	0.0422
September	0.0429	0.0411	0.0420
October	0.0422	0.0412	0.0418
November	0.0441	0.0412	0.0427
December	0.0474	0.0448	0.0461