2014 ISK to GHS Historical Review

YEARLY HIGH

0.0334 GHS

YEARLY LOW

0.0202 GHS

YEARLY AVERAGE

0.0260 GHS

2014 ISK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ISK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.0334. Conversely, the yearly low was recorded on January 3, dropping to 0.0202.

This high-to-low spread represents a total annual volatility of 0.0132 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0206 to the December average rate of 0.0256, the exchange rate registered a net change of 24.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0334 was up 62.64% compared to the 2013 peak of 0.0206, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 167 GHS

2013 Average 85 GHS

Yearly Trough Low 101 GHS

Transaction Impact: A difference of 66.11 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0325

0.0195

JanuMarcMayJulySeptNove

ISK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0239, compared to 0.0282 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0043 points.

H1 Avg (Jan–Jun) 0.0239

H2 Avg (Jul–Dec) 0.0282

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0053 GHS (High: 0.0324 / Low: 0.0271). On the other end, October was the most stable month, with a tight range of 0.0005 GHS (High: 0.0270 / Low: 0.0265).

September Spread (Volatile) ±0.0053

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0033 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.0314) against the same month in 2013 (average: 0.0177), the exchange rate shifted by +0.0137 (+77.71%).

2014 Avg (August) 0.0314

2013 Avg (August) 0.0177

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0212	0.0202	0.0206
February	0.0228	0.0207	0.0218
March	0.0238	0.0226	0.0230
April	0.0252	0.0238	0.0246
May	0.0267	0.0252	0.0259
June	0.0290	0.0264	0.0274
July	0.0307	0.0289	0.0296
August	0.0334	0.0293	0.0314
September	0.0324	0.0271	0.0300
October	0.0270	0.0265	0.0267
November	0.0266	0.0257	0.0260
December	0.0260	0.0252	0.0256