2016 ISK to GHS Historical Review

YEARLY HIGH

0.0391 GHS

YEARLY LOW

0.0292 GHS

YEARLY AVERAGE

0.0328 GHS

2016 ISK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the ISK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.0391. Conversely, the yearly low was recorded on January 6, dropping to 0.0292.

This high-to-low spread represents a total annual volatility of 0.0099 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0300 to the December average rate of 0.0376, the exchange rate registered a net change of 25.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0391 was up 15.75% compared to the 2015 peak of 0.0338, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 196 GHS

2015 Average 143 GHS

Yearly Trough Low 146 GHS

Transaction Impact: A difference of 49.49 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0384

0.0292

JanuMarcMayJulySeptNove

ISK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0308, compared to 0.0348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0040 points.

H1 Avg (Jan–Jun) 0.0308

H2 Avg (Jul–Dec) 0.0348

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0033 GHS (High: 0.0385 / Low: 0.0352). On the other end, May was the most stable month, with a tight range of 0.0007 GHS (High: 0.0314 / Low: 0.0307).

November Spread (Volatile) ±0.0033

May Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0005 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0376) against the same month in 2015 (average: 0.0294), the exchange rate shifted by +0.0083 (+28.19%).

2016 Avg (December) 0.0376

2015 Avg (December) 0.0294

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0307	0.0292	0.0300
February	0.0315	0.0301	0.0310
March	0.0310	0.0299	0.0305
April	0.0313	0.0305	0.0309
May	0.0314	0.0307	0.0310
June	0.0324	0.0308	0.0316
July	0.0330	0.0320	0.0324
August	0.0340	0.0328	0.0334
September	0.0349	0.0341	0.0345
October	0.0353	0.0344	0.0348
November	0.0385	0.0352	0.0360
December	0.0391	0.0362	0.0376