2012 JMD to HNL Historical Review

YEARLY HIGH

0.2216 HNL

YEARLY LOW

0.2140 HNL

YEARLY AVERAGE

0.2186 HNL

2012 JMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.2216. Conversely, the yearly low was recorded on July 30, dropping to 0.2140.

This high-to-low spread represents a total annual volatility of 0.0076 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2210 to the December average rate of 0.2158, the exchange rate registered a net change of -2.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2216 was down 0.56% compared to the 2011 peak of 0.2229, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 1,108 HNL

2011 Average 1,101 HNL

Yearly Trough Low 1,070 HNL

Transaction Impact: A difference of 37.84 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2216

0.2148

JanuMarcMayJulySeptNove

JMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2196, compared to 0.2176 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.2196

H2 Avg (Jul–Dec) 0.2176

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0046 HNL (High: 0.2195 / Low: 0.2148). On the other end, September was the most stable month, with a tight range of 0.0009 HNL (High: 0.2200 / Low: 0.2191).

August Spread (Volatile) ±0.0046

September Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0021 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.2208) against the same month in 2011 (average: 0.2177), the exchange rate shifted by +0.0031 (+1.43%).

2012 Avg (February) 0.2208

2011 Avg (February) 0.2177

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2216	0.2198	0.2210
February	0.2216	0.2197	0.2208
March	0.2211	0.2188	0.2201
April	0.2203	0.2192	0.2199
May	0.2201	0.2176	0.2189
June	0.2181	0.2156	0.2170
July	0.2178	0.2140	0.2154
August	0.2195	0.2148	0.2183
September	0.2200	0.2191	0.2196
October	0.2199	0.2176	0.2189
November	0.2184	0.2172	0.2179
December	0.2171	0.2149	0.2158