2016 JMD to HNL Historical Review

YEARLY HIGH

0.1868 HNL

YEARLY LOW

0.1761 HNL

YEARLY AVERAGE

0.1820 HNL

2016 JMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the JMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 0.1868. Conversely, the yearly low was recorded on October 31, dropping to 0.1761.

This high-to-low spread represents a total annual volatility of 0.0107 HNL. From a start-to-finish perspective, comparing the January average rate of 0.1862 to the December average rate of 0.1810, the exchange rate registered a net change of -2.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1868 was down 2.42% compared to the 2015 peak of 0.1914, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 934 HNL

2015 Average 929 HNL

Yearly Trough Low 880 HNL

Transaction Impact: A difference of 53.56 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1870

0.1774

JanuMarcMayJulySeptNove

JMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1845, compared to 0.1795 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.1845

H2 Avg (Jul–Dec) 0.1795

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0039 HNL (High: 0.1801 / Low: 0.1762). On the other end, July was the most stable month, with a tight range of 0.0010 HNL (High: 0.1806 / Low: 0.1796).

November Spread (Volatile) ±0.0039

July Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0024 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.1862) against the same month in 2015 (average: 0.1832), the exchange rate shifted by +0.0030 (+1.64%).

2016 Avg (January) 0.1862

2015 Avg (January) 0.1832

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1868	0.1855	0.1862
February	0.1867	0.1856	0.1862
March	0.1867	0.1856	0.1860
April	0.1858	0.1835	0.1851
May	0.1841	0.1811	0.1826
June	0.1817	0.1801	0.1811
July	0.1806	0.1796	0.1801
August	0.1808	0.1797	0.1803
September	0.1802	0.1785	0.1794
October	0.1798	0.1761	0.1782
November	0.1801	0.1762	0.1784
December	0.1823	0.1798	0.1810