2015 JMD to HNL Historical Review

YEARLY HIGH

0.1914 HNL

YEARLY LOW

0.1811 HNL

YEARLY AVERAGE

0.1858 HNL

2015 JMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 11, valuing the pair at 0.1914. Conversely, the yearly low was recorded on December 27, dropping to 0.1811.

This high-to-low spread represents a total annual volatility of 0.0103 HNL. From a start-to-finish perspective, comparing the January average rate of 0.1832 to the December average rate of 0.1827, the exchange rate registered a net change of -0.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1914 was up 0.14% compared to the 2014 peak of 0.1911, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 957 HNL

2014 Average 920 HNL

Yearly Trough Low 906 HNL

Transaction Impact: A difference of 51.38 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1906

0.1820

JanuMarcMayJulySeptNove

JMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1864, compared to 0.1852 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.1864

H2 Avg (Jul–Dec) 0.1852

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.0072 HNL (High: 0.1889 / Low: 0.1817). On the other end, October was the most stable month, with a tight range of 0.0013 HNL (High: 0.1847 / Low: 0.1834).

March Spread (Volatile) ±0.0072

October Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0022 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2015: 0.1899) against the same month in 2014 (average: 0.1738), the exchange rate shifted by +0.0161 (+9.25%).

2015 Avg (May) 0.1899

2014 Avg (May) 0.1738

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1838	0.1825	0.1832
February	0.1836	0.1819	0.1830
March	0.1889	0.1817	0.1858
April	0.1910	0.1860	0.1878
May	0.1914	0.1889	0.1899
June	0.1894	0.1873	0.1885
July	0.1898	0.1876	0.1880
August	0.1900	0.1860	0.1872
September	0.1860	0.1844	0.1849
October	0.1847	0.1834	0.1842
November	0.1851	0.1832	0.1840
December	0.1858	0.1811	0.1827