2020 JMD to HNL Historical Review

YEARLY HIGH

0.1917 HNL

YEARLY LOW

0.1637 HNL

YEARLY AVERAGE

0.1745 HNL

2020 JMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 0.1917. Conversely, the yearly low was recorded on August 24, dropping to 0.1637.

This high-to-low spread represents a total annual volatility of 0.0279 HNL. From a start-to-finish perspective, comparing the January average rate of 0.1843 to the December average rate of 0.1687, the exchange rate registered a net change of -8.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1917 was down 2.70% compared to the 2019 peak of 0.1970, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 958 HNL

2019 Average 920 HNL

Yearly Trough Low 819 HNL

Transaction Impact: A difference of 139.54 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1861

0.1640

JanuMarcMayJulySeptNove

JMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1795, compared to 0.1694 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0101 points.

H1 Avg (Jan–Jun) 0.1795

H2 Avg (Jul–Dec) 0.1694

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0138 HNL (High: 0.1917 / Low: 0.1779). On the other end, March was the most stable month, with a tight range of 0.0034 HNL (High: 0.1851 / Low: 0.1817).

January Spread (Volatile) ±0.0138

March Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0081 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1843) against the same month in 2019 (average: 0.1879), the exchange rate shifted by -0.0036 (-1.94%).

2020 Avg (January) 0.1843

2019 Avg (January) 0.1879

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1917	0.1779	0.1843
February	0.1817	0.1747	0.1775
March	0.1851	0.1817	0.1840
April	0.1859	0.1760	0.1812
May	0.1778	0.1697	0.1731
June	0.1788	0.1744	0.1771
July	0.1792	0.1691	0.1739
August	0.1695	0.1637	0.1659
September	0.1743	0.1663	0.1718
October	0.1742	0.1679	0.1702
November	0.1692	0.1640	0.1661
December	0.1704	0.1659	0.1687