2014 JMD to HNL Historical Review

YEARLY HIGH

0.1911 HNL

YEARLY LOW

0.1721 HNL

YEARLY AVERAGE

0.1841 HNL

2014 JMD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.1911. Conversely, the yearly low was recorded on May 28, dropping to 0.1721.

This high-to-low spread represents a total annual volatility of 0.0190 HNL. From a start-to-finish perspective, comparing the January average rate of 0.1885 to the December average rate of 0.1851, the exchange rate registered a net change of -1.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1911 was down 11.80% compared to the 2013 peak of 0.2167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 956 HNL

2013 Average 1,007 HNL

Yearly Trough Low 861 HNL

Transaction Impact: A difference of 95.05 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1904

0.1723

JanuMarcMayJulySeptNove

JMD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1810, compared to 0.1871 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.1810

H2 Avg (Jul–Dec) 0.1871

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0143 HNL (High: 0.1864 / Low: 0.1721). On the other end, September was the most stable month, with a tight range of 0.0008 HNL (High: 0.1878 / Low: 0.1869).

May Spread (Volatile) ±0.0143

September Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0058 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.1885) against the same month in 2013 (average: 0.2149), the exchange rate shifted by -0.0264 (-12.27%).

2014 Avg (January) 0.1885

2013 Avg (January) 0.2149

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1911	0.1857	0.1885
February	0.1857	0.1811	0.1837
March	0.1810	0.1759	0.1778
April	0.1760	0.1739	0.1748
May	0.1864	0.1721	0.1738
June	0.1877	0.1862	0.1872
July	0.1876	0.1857	0.1866
August	0.1874	0.1856	0.1867
September	0.1878	0.1869	0.1874
October	0.1894	0.1874	0.1889
November	0.1892	0.1872	0.1882
December	0.1871	0.1837	0.1851