2012 JMD to NPR Historical Review

YEARLY HIGH

1.0318 NPR

YEARLY LOW

0.9082 NPR

YEARLY AVERAGE

0.9661 NPR

2012 JMD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 28, valuing the pair at 1.0318. Conversely, the yearly low was recorded on February 14, dropping to 0.9082.

This high-to-low spread represents a total annual volatility of 0.1236 NPR. From a start-to-finish perspective, comparing the January average rate of 0.9528 to the December average rate of 0.9512, the exchange rate registered a net change of -0.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0318 was up 3.74% compared to the 2011 peak of 0.9945, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 5,159 NPR

2011 Average 4,310 NPR

Yearly Trough Low 4,541 NPR

Transaction Impact: A difference of 617.77 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0283

0.9036

JanuMarcMayJulySeptNove

JMD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9604, compared to 0.9718 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0114 points.

H1 Avg (Jan–Jun) 0.9604

H2 Avg (Jul–Dec) 0.9718

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0769 NPR (High: 0.9926 / Low: 0.9156). On the other end, August was the most stable month, with a tight range of 0.0122 NPR (High: 1.0030 / Low: 0.9908).

January Spread (Volatile) ±0.0769

August Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0388 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0388

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 1.0179) against the same month in 2011 (average: 0.8425), the exchange rate shifted by +0.1753 (+20.81%).

2012 Avg (June) 1.0179

2011 Avg (June) 0.8425

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9926	0.9156	0.9528
February	0.9304	0.9082	0.9140
March	0.9471	0.9099	0.9286
April	0.9700	0.9363	0.9532
May	1.0293	0.9694	0.9957
June	1.0318	1.0080	1.0179
July	1.0085	0.9843	0.9985
August	1.0030	0.9908	0.9962
September	1.0000	0.9444	0.9760
October	0.9543	0.9277	0.9425
November	0.9779	0.9510	0.9662
December	0.9596	0.9464	0.9512