2026 JMD to NPR Historical Review

YEARLY HIGH

0.9745 NPR

YEARLY LOW

0.9063 NPR

YEARLY AVERAGE

0.9505 NPR

2026 JMD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the JMD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 0.9745. Conversely, the yearly low was recorded on January 1, dropping to 0.9063.

This high-to-low spread represents a total annual volatility of 0.0682 NPR. From a start-to-finish perspective, comparing the January average rate of 0.9201 to the December average rate of 0.9635, the exchange rate registered a net change of 4.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.9745 was up 7.32% compared to the 2025 peak of 0.9080, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 4,872 NPR

2025 Average 4,379 NPR

Yearly Trough Low 4,531 NPR

Transaction Impact: A difference of 341.05 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.9767

0.9149

JanuMarcMayJuly

JMD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9454, compared to 0.9659 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0206 points.

H1 Avg (Jan–Jun) 0.9454

H2 Avg (Jul–Dec) 0.9659

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0385 NPR (High: 0.9447 / Low: 0.9063). On the other end, August was the most stable month, with a tight range of 0.0000 NPR (High: 0.9635 / Low: 0.9635).

January Spread (Volatile) ±0.0385

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0111 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.9684) against the same month in 2025 (average: 0.8608), the exchange rate shifted by +0.1076 (+12.50%).

2026 Avg (July) 0.9684

2025 Avg (July) 0.8608

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9447	0.9063	0.9201
February	0.9376	0.9224	0.9294
March	0.9634	0.9338	0.9455
April	0.9673	0.9371	0.9452
May	0.9736	0.9686	0.9715
June	0.9710	0.9535	0.9604
July	0.9745	0.9612	0.9684
August	0.9635	0.9635	0.9635