2022 JMD to NPR Historical Review

YEARLY HIGH

0.8709 NPR

YEARLY LOW

0.7621 NPR

YEARLY AVERAGE

0.8193 NPR

2022 JMD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the JMD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.8709. Conversely, the yearly low was recorded on February 10, dropping to 0.7621.

This high-to-low spread represents a total annual volatility of 0.1088 NPR. From a start-to-finish perspective, comparing the January average rate of 0.7684 to the December average rate of 0.8608, the exchange rate registered a net change of 12.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.8709 was up 5.43% compared to the 2021 peak of 0.8261, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 4,355 NPR

2021 Average 3,925 NPR

Yearly Trough Low 3,810 NPR

Transaction Impact: A difference of 544.10 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.8715

0.7573

JanuMarcMayJulySeptNove

JMD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7893, compared to 0.8494 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0601 points.

H1 Avg (Jan–Jun) 0.7893

H2 Avg (Jul–Dec) 0.8494

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0354 NPR (High: 0.8637 / Low: 0.8282). On the other end, April was the most stable month, with a tight range of 0.0067 NPR (High: 0.7927 / Low: 0.7860).

September Spread (Volatile) ±0.0354

April Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0120 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0120

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 0.8608) against the same month in 2021 (average: 0.7807), the exchange rate shifted by +0.0801 (+10.26%).

2022 Avg (December) 0.8608

2021 Avg (December) 0.7807

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7737	0.7631	0.7684
February	0.7788	0.7621	0.7668
March	0.8003	0.7814	0.7941
April	0.7927	0.7860	0.7890
May	0.8076	0.7894	0.7990
June	0.8390	0.8054	0.8183
July	0.8441	0.8255	0.8386
August	0.8494	0.8223	0.8388
September	0.8637	0.8282	0.8461
October	0.8697	0.8554	0.8620
November	0.8642	0.8408	0.8500
December	0.8709	0.8449	0.8608