2015 JMD to NPR Historical Review

YEARLY HIGH

0.9075 NPR

YEARLY LOW

0.8496 NPR

YEARLY AVERAGE

0.8785 NPR

2015 JMD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.9075. Conversely, the yearly low was recorded on January 28, dropping to 0.8496.

This high-to-low spread represents a total annual volatility of 0.0579 NPR. From a start-to-finish perspective, comparing the January average rate of 0.8678 to the December average rate of 0.8869, the exchange rate registered a net change of 2.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9075 was down 4.11% compared to the 2014 peak of 0.9464, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 4,538 NPR

2014 Average 4,410 NPR

Yearly Trough Low 4,248 NPR

Transaction Impact: A difference of 289.60 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.8998

0.8556

JanuMarcMayJulySeptNove

JMD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8720, compared to 0.8851 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0130 points.

H1 Avg (Jan–Jun) 0.8720

H2 Avg (Jul–Dec) 0.8851

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0414 NPR (High: 0.8910 / Low: 0.8496). On the other end, February was the most stable month, with a tight range of 0.0112 NPR (High: 0.8644 / Low: 0.8532).

January Spread (Volatile) ±0.0414

February Spread (Stable) ±0.0112

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0210 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0210

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.8888) against the same month in 2014 (average: 0.8666), the exchange rate shifted by +0.0222 (+2.56%).

2015 Avg (August) 0.8888

2014 Avg (August) 0.8666

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8910	0.8496	0.8678
February	0.8644	0.8532	0.8593
March	0.8766	0.8574	0.8688
April	0.8807	0.8653	0.8719
May	0.8934	0.8742	0.8821
June	0.8888	0.8768	0.8822
July	0.8876	0.8721	0.8768
August	0.9075	0.8721	0.8888
September	0.9045	0.8880	0.8962
October	0.8878	0.8686	0.8751
November	0.8992	0.8755	0.8866
December	0.8962	0.8770	0.8869