2025 JMD to NPR Historical Review

YEARLY HIGH

0.9080 NPR

YEARLY LOW

0.8515 NPR

YEARLY AVERAGE

0.8757 NPR

2025 JMD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.9080. Conversely, the yearly low was recorded on July 1, dropping to 0.8515.

This high-to-low spread represents a total annual volatility of 0.0565 NPR. From a start-to-finish perspective, comparing the January average rate of 0.8790 to the December average rate of 0.9003, the exchange rate registered a net change of 2.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9080 was up 3.25% compared to the 2024 peak of 0.8794, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 4,540 NPR

2024 Average 4,280 NPR

Yearly Trough Low 4,258 NPR

Transaction Impact: A difference of 282.53 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9047

0.8523

JanuMarcMayJulySeptNove

JMD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8709, compared to 0.8806 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0097 points.

H1 Avg (Jan–Jun) 0.8709

H2 Avg (Jul–Dec) 0.8806

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0242 NPR (High: 0.8757 / Low: 0.8515). On the other end, January was the most stable month, with a tight range of 0.0109 NPR (High: 0.8852 / Low: 0.8742).

July Spread (Volatile) ±0.0242

January Spread (Stable) ±0.0109

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0169 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0169

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.9003) against the same month in 2024 (average: 0.8688), the exchange rate shifted by +0.0315 (+3.63%).

2025 Avg (December) 0.9003

2024 Avg (December) 0.8688

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8852	0.8742	0.8790
February	0.8874	0.8758	0.8819
March	0.8896	0.8693	0.8824
April	0.8710	0.8584	0.8654
May	0.8653	0.8539	0.8567
June	0.8707	0.8537	0.8601
July	0.8757	0.8515	0.8608
August	0.8813	0.8592	0.8746
September	0.8884	0.8755	0.8816
October	0.8872	0.8726	0.8808
November	0.8938	0.8808	0.8855
December	0.9080	0.8930	0.9003