2012 JMD to PEN Historical Review

YEARLY HIGH

0.0314 PEN

YEARLY LOW

0.0276 PEN

YEARLY AVERAGE

0.0299 PEN

2012 JMD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.0314. Conversely, the yearly low was recorded on December 29, dropping to 0.0276.

This high-to-low spread represents a total annual volatility of 0.0038 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0313 to the December average rate of 0.0279, the exchange rate registered a net change of -10.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0314 was down 5.73% compared to the 2011 peak of 0.0333, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 157 PEN

2011 Average 160 PEN

Yearly Trough Low 138 PEN

Transaction Impact: A difference of 19.14 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0316

0.0276

JanuMarcMayJulySeptNove

JMD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0308, compared to 0.0289 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0308

H2 Avg (Jul–Dec) 0.0289

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 0.0009 PEN (High: 0.0309 / Low: 0.0300). On the other end, September was the most stable month, with a tight range of 0.0002 PEN (High: 0.0293 / Low: 0.0291).

June Spread (Volatile) ±0.0009

September Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0007 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0313) against the same month in 2011 (average: 0.0321), the exchange rate shifted by -0.0008 (-2.63%).

2012 Avg (January) 0.0313

2011 Avg (January) 0.0321

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0314	0.0311	0.0313
February	0.0313	0.0309	0.0311
March	0.0311	0.0307	0.0309
April	0.0309	0.0304	0.0307
May	0.0310	0.0304	0.0306
June	0.0309	0.0300	0.0305
July	0.0303	0.0295	0.0298
August	0.0295	0.0293	0.0294
September	0.0293	0.0291	0.0292
October	0.0291	0.0286	0.0288
November	0.0288	0.0283	0.0286
December	0.0283	0.0276	0.0279