2025 JMD to PEN Historical Review

YEARLY HIGH

0.0242 PEN

YEARLY LOW

0.0209 PEN

YEARLY AVERAGE

0.0224 PEN

2025 JMD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.0242. Conversely, the yearly low was recorded on December 10, dropping to 0.0209.

This high-to-low spread represents a total annual volatility of 0.0033 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0239 to the December average rate of 0.0210, the exchange rate registered a net change of -11.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0242 was down 2.41% compared to the 2024 peak of 0.0248, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 121 PEN

2024 Average 120 PEN

Yearly Trough Low 104 PEN

Transaction Impact: A difference of 16.50 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0242

0.0207

JanuMarcMayJulySeptNove

JMD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0233, compared to 0.0216 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0233

H2 Avg (Jul–Dec) 0.0216

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0009 PEN (High: 0.0226 / Low: 0.0217). On the other end, November was the most stable month, with a tight range of 0.0001 PEN (High: 0.0211 / Low: 0.0209).

August Spread (Volatile) ±0.0009

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0005 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0239) against the same month in 2024 (average: 0.0241), the exchange rate shifted by -0.0002 (-0.73%).

2025 Avg (January) 0.0239

2024 Avg (January) 0.0241

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0242	0.0236	0.0239
February	0.0239	0.0233	0.0235
March	0.0236	0.0231	0.0233
April	0.0237	0.0231	0.0234
May	0.0232	0.0229	0.0231
June	0.0229	0.0221	0.0226
July	0.0224	0.0221	0.0222
August	0.0226	0.0217	0.0221
September	0.0222	0.0217	0.0218
October	0.0217	0.0210	0.0213
November	0.0211	0.0209	0.0210
December	0.0213	0.0209	0.0210