2014 JMD to PEN Historical Review

YEARLY HIGH

0.0265 PEN

YEARLY LOW

0.0247 PEN

YEARLY AVERAGE

0.0256 PEN

2014 JMD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0265. Conversely, the yearly low was recorded on July 12, dropping to 0.0247.

This high-to-low spread represents a total annual volatility of 0.0018 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0264 to the December average rate of 0.0260, the exchange rate registered a net change of -1.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0265 was down 5.48% compared to the 2013 peak of 0.0281, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 133 PEN

2013 Average 135 PEN

Yearly Trough Low 124 PEN

Transaction Impact: A difference of 9.11 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0266

0.0246

JanuMarcMayJulySeptNove

JMD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0257, compared to 0.0255 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0257

H2 Avg (Jul–Dec) 0.0255

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0007 PEN (High: 0.0256 / Low: 0.0249). On the other end, January was the most stable month, with a tight range of 0.0002 PEN (High: 0.0265 / Low: 0.0263).

May Spread (Volatile) ±0.0007

January Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0004 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0264) against the same month in 2013 (average: 0.0275), the exchange rate shifted by -0.0011 (-4.13%).

2014 Avg (January) 0.0264

2013 Avg (January) 0.0275

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0265	0.0263	0.0264
February	0.0263	0.0259	0.0262
March	0.0260	0.0257	0.0258
April	0.0257	0.0253	0.0255
May	0.0256	0.0249	0.0253
June	0.0252	0.0249	0.0251
July	0.0250	0.0247	0.0248
August	0.0253	0.0248	0.0250
September	0.0257	0.0253	0.0255
October	0.0259	0.0257	0.0258
November	0.0261	0.0257	0.0259
December	0.0262	0.0258	0.0260