2020 JMD to PEN Historical Review

YEARLY HIGH

0.0264 PEN

YEARLY LOW

0.0232 PEN

YEARLY AVERAGE

0.0246 PEN

2020 JMD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.0264. Conversely, the yearly low was recorded on May 21, dropping to 0.0232.

This high-to-low spread represents a total annual volatility of 0.0032 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0247 to the December average rate of 0.0251, the exchange rate registered a net change of 1.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0264 was down 0.61% compared to the 2019 peak of 0.0266, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 132 PEN

2019 Average 125 PEN

Yearly Trough Low 116 PEN

Transaction Impact: A difference of 16.02 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0260

0.0235

JanuMarcMayJulySeptNove

JMD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0246, compared to 0.0246 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0246

H2 Avg (Jul–Dec) 0.0246

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0020 PEN (High: 0.0258 / Low: 0.0238). On the other end, August was the most stable month, with a tight range of 0.0003 PEN (High: 0.0240 / Low: 0.0237).

April Spread (Volatile) ±0.0020

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0011 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0258) against the same month in 2019 (average: 0.0262), the exchange rate shifted by -0.0004 (-1.53%).

2020 Avg (March) 0.0258

2019 Avg (March) 0.0262

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0253	0.0239	0.0247
February	0.0252	0.0239	0.0242
March	0.0264	0.0252	0.0258
April	0.0258	0.0238	0.0247
May	0.0240	0.0232	0.0237
June	0.0253	0.0239	0.0247
July	0.0254	0.0238	0.0246
August	0.0240	0.0237	0.0239
September	0.0254	0.0238	0.0247
October	0.0256	0.0246	0.0249
November	0.0250	0.0243	0.0246
December	0.0255	0.0246	0.0251