2012 JMD to SGD Historical Review

YEARLY HIGH

0.0151 SGD

YEARLY LOW

0.0132 SGD

YEARLY AVERAGE

0.0142 SGD

2012 JMD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0151. Conversely, the yearly low was recorded on December 19, dropping to 0.0132.

This high-to-low spread represents a total annual volatility of 0.0019 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0149 to the December average rate of 0.0133, the exchange rate registered a net change of -10.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0151 was down 1.44% compared to the 2011 peak of 0.0153, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 76 SGD

2011 Average 73 SGD

Yearly Trough Low 66 SGD

Transaction Impact: A difference of 9.63 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0150

0.0131

JanuMarcMayJulySeptNove

JMD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0146, compared to 0.0137 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0146

H2 Avg (Jul–Dec) 0.0137

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0006 SGD (High: 0.0151 / Low: 0.0145). On the other end, November was the most stable month, with a tight range of 0.0001 SGD (High: 0.0135 / Low: 0.0134).

January Spread (Volatile) ±0.0006

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0149) against the same month in 2011 (average: 0.0148), the exchange rate shifted by +0.0000 (+0.26%).

2012 Avg (January) 0.0149

2011 Avg (January) 0.0148

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0151	0.0145	0.0149
February	0.0147	0.0144	0.0145
March	0.0147	0.0144	0.0145
April	0.0146	0.0142	0.0144
May	0.0147	0.0142	0.0145
June	0.0147	0.0144	0.0146
July	0.0144	0.0140	0.0142
August	0.0141	0.0139	0.0140
September	0.0140	0.0137	0.0138
October	0.0138	0.0135	0.0136
November	0.0135	0.0134	0.0135
December	0.0134	0.0132	0.0133