2020 JMD to SGD Historical Review

YEARLY HIGH

0.0108 SGD

YEARLY LOW

0.0091 SGD

YEARLY AVERAGE

0.0097 SGD

2020 JMD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0108. Conversely, the yearly low was recorded on August 30, dropping to 0.0091.

This high-to-low spread represents a total annual volatility of 0.0017 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0100 to the December average rate of 0.0093, the exchange rate registered a net change of -7.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0108 was down 0.25% compared to the 2019 peak of 0.0109, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 54 SGD

2019 Average 51 SGD

Yearly Trough Low 45 SGD

Transaction Impact: A difference of 8.73 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0106

0.0090

JanuMarcMayJulySeptNove

JMD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0101, compared to 0.0094 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0101

H2 Avg (Jul–Dec) 0.0094

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0008 SGD (High: 0.0107 / Low: 0.0100). On the other end, December was the most stable month, with a tight range of 0.0002 SGD (High: 0.0093 / Low: 0.0091).

April Spread (Volatile) ±0.0008

December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0005 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0105) against the same month in 2019 (average: 0.0107), the exchange rate shifted by -0.0003 (-2.38%).

2020 Avg (March) 0.0105

2019 Avg (March) 0.0107

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0103	0.0097	0.0100
February	0.0102	0.0098	0.0099
March	0.0108	0.0102	0.0105
April	0.0107	0.0100	0.0104
May	0.0101	0.0096	0.0098
June	0.0100	0.0097	0.0099
July	0.0100	0.0093	0.0097
August	0.0093	0.0091	0.0092
September	0.0097	0.0092	0.0095
October	0.0096	0.0093	0.0094
November	0.0094	0.0091	0.0092
December	0.0093	0.0091	0.0093