2025 JMD to SGD Historical Review

YEARLY HIGH

0.0088 SGD

YEARLY LOW

0.0079 SGD

YEARLY AVERAGE

0.0082 SGD

2025 JMD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0088. Conversely, the yearly low was recorded on June 30, dropping to 0.0079.

This high-to-low spread represents a total annual volatility of 0.0009 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0087 to the December average rate of 0.0081, the exchange rate registered a net change of -7.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0088 was up 0.02% compared to the 2024 peak of 0.0088, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 44 SGD

2024 Average 43 SGD

Yearly Trough Low 40 SGD

Transaction Impact: A difference of 4.50 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0087

0.0079

JanuMarcMayJulySeptNove

JMD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0084, compared to 0.0081 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0084

H2 Avg (Jul–Dec) 0.0081

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0003 SGD (High: 0.0086 / Low: 0.0083). On the other end, November was the most stable month, with a tight range of 0.0001 SGD (High: 0.0081 / Low: 0.0081).

April Spread (Volatile) ±0.0003

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0087) against the same month in 2024 (average: 0.0086), the exchange rate shifted by +0.0001 (+0.72%).

2025 Avg (January) 0.0087

2024 Avg (January) 0.0086

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0088	0.0086	0.0087
February	0.0087	0.0084	0.0085
March	0.0086	0.0085	0.0085
April	0.0086	0.0083	0.0084
May	0.0083	0.0081	0.0081
June	0.0081	0.0079	0.0080
July	0.0081	0.0079	0.0080
August	0.0082	0.0080	0.0080
September	0.0081	0.0079	0.0080
October	0.0081	0.0080	0.0081
November	0.0081	0.0081	0.0081
December	0.0081	0.0080	0.0081