2014 JMD to SGD Historical Review

YEARLY HIGH

0.0120 SGD

YEARLY LOW

0.0110 SGD

YEARLY AVERAGE

0.0114 SGD

2014 JMD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 0.0120. Conversely, the yearly low was recorded on July 23, dropping to 0.0110.

This high-to-low spread represents a total annual volatility of 0.0010 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0120 to the December average rate of 0.0116, the exchange rate registered a net change of -3.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0120 was down 10.89% compared to the 2013 peak of 0.0135, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 60 SGD

2013 Average 63 SGD

Yearly Trough Low 55 SGD

Transaction Impact: A difference of 4.99 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0120

0.0110

JanuMarcMayJulySeptNove

JMD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0116, compared to 0.0113 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0116

H2 Avg (Jul–Dec) 0.0113

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0003 SGD (High: 0.0113 / Low: 0.0111). On the other end, August was the most stable month, with a tight range of 0.0001 SGD (High: 0.0111 / Low: 0.0111).

September Spread (Volatile) ±0.0003

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0120) against the same month in 2013 (average: 0.0133), the exchange rate shifted by -0.0013 (-9.85%).

2014 Avg (January) 0.0120

2013 Avg (January) 0.0133

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0120	0.0119	0.0120
February	0.0119	0.0117	0.0118
March	0.0118	0.0115	0.0117
April	0.0116	0.0114	0.0115
May	0.0114	0.0113	0.0113
June	0.0113	0.0112	0.0112
July	0.0112	0.0110	0.0111
August	0.0111	0.0111	0.0111
September	0.0113	0.0111	0.0112
October	0.0114	0.0113	0.0113
November	0.0115	0.0114	0.0115
December	0.0116	0.0114	0.0116