2016 JMD to SGD Historical Review

YEARLY HIGH

0.0120 SGD

YEARLY LOW

0.0106 SGD

YEARLY AVERAGE

0.0110 SGD

2016 JMD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the JMD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0120. Conversely, the yearly low was recorded on August 18, dropping to 0.0106.

This high-to-low spread represents a total annual volatility of 0.0015 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0119 to the December average rate of 0.0111, the exchange rate registered a net change of -6.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0120 was down 0.66% compared to the 2015 peak of 0.0121, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 60 SGD

2015 Average 59 SGD

Yearly Trough Low 53 SGD

Transaction Impact: A difference of 7.26 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0120

0.0105

JanuMarcMayJulySeptNove

JMD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0113, compared to 0.0108 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0113

H2 Avg (Jul–Dec) 0.0108

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0005 SGD (High: 0.0115 / Low: 0.0111). On the other end, September was the most stable month, with a tight range of 0.0001 SGD (High: 0.0107 / Low: 0.0106).

March Spread (Volatile) ±0.0005

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0119) against the same month in 2015 (average: 0.0116), the exchange rate shifted by +0.0003 (+2.21%).

2016 Avg (January) 0.0119

2015 Avg (January) 0.0116

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0120	0.0117	0.0119
February	0.0118	0.0115	0.0116
March	0.0115	0.0111	0.0113
April	0.0112	0.0109	0.0111
May	0.0112	0.0109	0.0111
June	0.0111	0.0107	0.0108
July	0.0108	0.0106	0.0107
August	0.0107	0.0106	0.0106
September	0.0107	0.0106	0.0107
October	0.0109	0.0107	0.0108
November	0.0111	0.0107	0.0109
December	0.0113	0.0110	0.0111