2012 JOD to NAD Historical Review

YEARLY HIGH

12.6244 NAD

YEARLY LOW

10.5982 NAD

YEARLY AVERAGE

11.5835 NAD

2012 JOD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JOD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 12.6244. Conversely, the yearly low was recorded on March 11, dropping to 10.5982.

This high-to-low spread represents a total annual volatility of 2.0262 NAD. From a start-to-finish perspective, comparing the January average rate of 11.3017 to the December average rate of 12.1588, the exchange rate registered a net change of 7.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 12.6244 was up 5.13% compared to the 2011 peak of 12.0084, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 63,122 NAD

2011 Average 51,185 NAD

Yearly Trough Low 52,991 NAD

Transaction Impact: A difference of 10,131.24 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

12.5965

10.5441

JanuMarcMayJulySeptNove

JOD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.1965, compared to 11.9705 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7740 points.

H1 Avg (Jan–Jun) 11.1965

H2 Avg (Jul–Dec) 11.9705

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 1.1169 NAD (High: 12.0095 / Low: 10.8926). On the other end, March was the most stable month, with a tight range of 0.3014 NAD (High: 10.8996 / Low: 10.5982).

May Spread (Volatile) ±1.1169

March Spread (Stable) ±0.3014

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.5024 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.5024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 12.4254) against the same month in 2011 (average: 11.5017), the exchange rate shifted by +0.9238 (+8.03%).

2012 Avg (November) 12.4254

2011 Avg (November) 11.5017

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.5287	10.9571	11.3017
February	10.9737	10.6647	10.7993
March	10.8996	10.5982	10.7151
April	11.2646	10.7500	11.0292
May	12.0095	10.8926	11.4931
June	12.1171	11.5588	11.8403
July	12.0370	11.4458	11.6459
August	11.9781	11.4318	11.6806
September	11.8766	11.5396	11.6922
October	12.4794	11.7541	12.2198
November	12.6244	12.2279	12.4254
December	12.4928	11.9170	12.1588