2014 JOD to NAD Historical Review

YEARLY HIGH

16.5371 NAD

YEARLY LOW

14.5626 NAD

YEARLY AVERAGE

15.3235 NAD

2014 JOD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JOD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 16.5371. Conversely, the yearly low was recorded on May 24, dropping to 14.5626.

This high-to-low spread represents a total annual volatility of 1.9745 NAD. From a start-to-finish perspective, comparing the January average rate of 15.3580 to the December average rate of 16.2380, the exchange rate registered a net change of 5.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 16.5371 was up 11.24% compared to the 2013 peak of 14.8659, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 82,685 NAD

2013 Average 68,116 NAD

Yearly Trough Low 72,813 NAD

Transaction Impact: A difference of 9,872.43 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

16.3920

14.5437

JanuMarcMayJulySeptNove

JOD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.1190, compared to 15.5280 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4090 points.

H1 Avg (Jan–Jun) 15.1190

H2 Avg (Jul–Dec) 15.5280

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.9963 NAD (High: 15.8614 / Low: 14.8651). On the other end, August was the most stable month, with a tight range of 0.2494 NAD (High: 15.1851 / Low: 14.9357).

January Spread (Volatile) ±0.9963

August Spread (Stable) ±0.2494

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3374 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.3374

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 16.2380) against the same month in 2013 (average: 14.6511), the exchange rate shifted by +1.5869 (+10.83%).

2014 Avg (December) 16.2380

2013 Avg (December) 14.6511

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.8614	14.8651	15.3580
February	15.8769	15.1495	15.5221
March	15.3980	14.9005	15.1847
April	15.0456	14.7180	14.8971
May	14.8503	14.5626	14.6977
June	15.2427	14.8825	15.0545
July	15.2071	14.8531	15.0500
August	15.1851	14.9357	15.0663
September	15.8866	15.0563	15.4972
October	15.9855	15.3747	15.6367
November	15.8878	15.4887	15.6799
December	16.5371	15.6150	16.2380