2015 JOD to NAD Historical Review

YEARLY HIGH

22.3658 NAD

YEARLY LOW

15.9532 NAD

YEARLY AVERAGE

18.0134 NAD

2015 JOD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JOD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 22.3658. Conversely, the yearly low was recorded on February 5, dropping to 15.9532.

This high-to-low spread represents a total annual volatility of 6.4126 NAD. From a start-to-finish perspective, comparing the January average rate of 16.3079 to the December average rate of 21.2219, the exchange rate registered a net change of 30.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 22.3658 was up 35.25% compared to the 2014 peak of 16.5371, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 111,829 NAD

2014 Average 76,612 NAD

Yearly Trough Low 79,766 NAD

Transaction Impact: A difference of 32,063.05 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

21.7134

15.8165

JanuMarcMayJulySeptNove

JOD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.8160, compared to 19.2108 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.3948 points.

H1 Avg (Jan–Jun) 16.8160

H2 Avg (Jul–Dec) 19.2108

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 2.2456 NAD (High: 22.3658 / Low: 20.1202). On the other end, January was the most stable month, with a tight range of 0.4219 NAD (High: 16.5044 / Low: 16.0825).

December Spread (Volatile) ±2.2456

January Spread (Stable) ±0.4219

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2051 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 21.2219) against the same month in 2014 (average: 16.2380), the exchange rate shifted by +4.9840 (+30.69%).

2015 Avg (December) 21.2219

2014 Avg (December) 16.2380

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.5044	16.0825	16.3079
February	16.6020	15.9532	16.3430
March	17.6422	16.4339	17.0511
April	17.2217	16.6608	16.9357
May	17.1553	16.6300	16.8866
June	17.7982	17.1177	17.3716
July	17.8951	17.2633	17.5717
August	18.7663	17.8333	18.2008
September	19.8116	18.7586	19.2627
October	19.6483	18.4729	19.0577
November	20.3653	19.4020	19.9498
December	22.3658	20.1202	21.2219