2013 JOD to NAD Historical Review

YEARLY HIGH

14.8659 NAD

YEARLY LOW

11.9320 NAD

YEARLY AVERAGE

13.6173 NAD

2013 JOD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the JOD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 14.8659. Conversely, the yearly low was recorded on January 1, dropping to 11.9320.

This high-to-low spread represents a total annual volatility of 2.9339 NAD. From a start-to-finish perspective, comparing the January average rate of 12.3596 to the December average rate of 14.6511, the exchange rate registered a net change of 18.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 14.8659 was up 17.76% compared to the 2012 peak of 12.6244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 74,330 NAD

2012 Average 57,930 NAD

Yearly Trough Low 59,660 NAD

Transaction Impact: A difference of 14,669.68 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

14.8803

12.1304

JanuMarcMayJulySeptNove

JOD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.0063, compared to 14.2284 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2221 points.

H1 Avg (Jan–Jun) 13.0063

H2 Avg (Jul–Dec) 14.2284

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 1.4968 NAD (High: 14.1217 / Low: 12.6249). On the other end, February was the most stable month, with a tight range of 0.2158 NAD (High: 12.6305 / Low: 12.4147).

May Spread (Volatile) ±1.4968

February Spread (Stable) ±0.2158

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1246 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1246

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 14.6511) against the same month in 2012 (average: 12.1588), the exchange rate shifted by +2.4923 (+20.50%).

2013 Avg (December) 14.6511

2012 Avg (December) 12.1588

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.7442	11.9320	12.3596
February	12.6305	12.4147	12.5495
March	13.1876	12.7433	12.9713
April	13.0663	12.5595	12.8594
May	14.1217	12.6249	13.1592
June	14.4394	13.8249	14.1386
July	14.3827	13.7635	14.0140
August	14.6483	13.8492	14.2093
September	14.5395	13.6943	14.0962
October	14.2313	13.7906	13.9867
November	14.6707	14.2310	14.4130
December	14.8659	14.4107	14.6511