2021 JOD to NAD Historical Review

YEARLY HIGH

22.9337 NAD

YEARLY LOW

19.0339 NAD

YEARLY AVERAGE

20.8597 NAD

2021 JOD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JOD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 22.9337. Conversely, the yearly low was recorded on June 7, dropping to 19.0339.

This high-to-low spread represents a total annual volatility of 3.8999 NAD. From a start-to-finish perspective, comparing the January average rate of 21.2730 to the December average rate of 22.4341, the exchange rate registered a net change of 5.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 22.9337 was down 14.82% compared to the 2020 peak of 26.9252, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 114,669 NAD

2020 Average 116,234 NAD

Yearly Trough Low 95,169 NAD

Transaction Impact: A difference of 19,499.29 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

22.7251

19.2325

JanuMarcMayJulySeptNove

JOD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.4894, compared to 21.2300 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7406 points.

H1 Avg (Jan–Jun) 20.4894

H2 Avg (Jul–Dec) 21.2300

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 2.6516 NAD (High: 22.9337 / Low: 20.2821). On the other end, April was the most stable month, with a tight range of 0.6276 NAD (High: 20.7123 / Low: 20.0846).

November Spread (Volatile) ±2.6516

April Spread (Stable) ±0.6276

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.7146 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.7146

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 21.8211) against the same month in 2020 (average: 21.9300), the exchange rate shifted by -0.1089 (-0.50%).

2021 Avg (November) 21.8211

2020 Avg (November) 21.9300

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	21.8477	20.5924	21.2730
February	21.2763	20.4937	20.7837
March	21.9464	20.7475	21.1304
April	20.7123	20.0846	20.4158
May	20.4231	19.4217	19.8097
June	20.2116	19.0339	19.5235
July	20.9732	20.1269	20.5034
August	21.5938	20.2680	20.7293
September	21.3399	20.1410	20.9105
October	21.3399	20.3526	20.9814
November	22.9337	20.2821	21.8211
December	22.8632	21.9041	22.4341