2020 KES to LRD Historical Review

YEARLY HIGH

1.9615 LRD

YEARLY LOW

1.4226 LRD

YEARLY AVERAGE

1.8037 LRD

2020 KES to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KES to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 27, valuing the pair at 1.9615. Conversely, the yearly low was recorded on December 5, dropping to 1.4226.

This high-to-low spread represents a total annual volatility of 0.5389 LRD. From a start-to-finish perspective, comparing the January average rate of 1.8940 to the December average rate of 1.4597, the exchange rate registered a net change of -22.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9615 was down 4.96% compared to the 2019 peak of 2.0638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 9,807 LRD

2019 Average 9,127 LRD

Yearly Trough Low 7,113 LRD

Transaction Impact: A difference of 2,694.45 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.9983

1.4107

JanuMarcMayJulySeptNove

KES to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8901, compared to 1.7172 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1729 points.

H1 Avg (Jan–Jun) 1.8901

H2 Avg (Jul–Dec) 1.7172

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.2585 LRD (High: 1.6832 / Low: 1.4247). On the other end, September was the most stable month, with a tight range of 0.0091 LRD (High: 1.8406 / Low: 1.8315).

November Spread (Volatile) ±0.2585

September Spread (Stable) ±0.0091

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2685 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.2685

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 1.9494) against the same month in 2019 (average: 1.6069), the exchange rate shifted by +0.3425 (+21.31%).

2020 Avg (February) 1.9494

2019 Avg (February) 1.6069

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9432	1.8439	1.8940
February	1.9615	1.9407	1.9494
March	1.9535	1.8586	1.9058
April	1.8821	1.8453	1.8609
May	1.8798	1.8465	1.8598
June	1.8744	1.8600	1.8710
July	1.8713	1.8452	1.8571
August	1.8494	1.8367	1.8433
September	1.8406	1.8315	1.8361
October	1.8349	1.6838	1.7877
November	1.6832	1.4247	1.5192
December	1.5053	1.4226	1.4597