2012 KMF to HRK Historical Review

YEARLY HIGH

0.0155 HRK

YEARLY LOW

0.0146 HRK

YEARLY AVERAGE

0.0153 HRK

2012 KMF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the KMF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 0.0155. Conversely, the yearly low was recorded on September 12, dropping to 0.0146.

This high-to-low spread represents a total annual volatility of 0.0009 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0154 to the December average rate of 0.0153, the exchange rate registered a net change of -0.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0155 was up 0.94% compared to the 2011 peak of 0.0153, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 77 HRK

2011 Average 76 HRK

Yearly Trough Low 73 HRK

Transaction Impact: A difference of 4.39 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0155

0.0149

JanuMarcMayJulySeptNove

KMF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0153, compared to 0.0152 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0153

H2 Avg (Jul–Dec) 0.0152

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.0005 HRK (High: 0.0152 / Low: 0.0146). On the other end, March was the most stable month, with a tight range of 0.0001 HRK (High: 0.0154 / Low: 0.0153).

September Spread (Volatile) ±0.0005

March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0153) against the same month in 2011 (average: 0.0151), the exchange rate shifted by +0.0002 (+1.07%).

2012 Avg (July) 0.0153

2011 Avg (July) 0.0151

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0154	0.0153	0.0154
February	0.0155	0.0153	0.0154
March	0.0154	0.0153	0.0153
April	0.0153	0.0152	0.0152
May	0.0155	0.0152	0.0153
June	0.0154	0.0153	0.0153
July	0.0155	0.0151	0.0153
August	0.0153	0.0150	0.0151
September	0.0152	0.0146	0.0150
October	0.0154	0.0151	0.0153
November	0.0154	0.0153	0.0153
December	0.0154	0.0152	0.0153