YEARLY HIGH
0.0152 HRK
YEARLY LOW
0.0003 HRK
YEARLY AVERAGE
0.0150 HRK

2019 KMF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the KMF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 0.0152. Conversely, the yearly low was recorded on July 23, dropping to 0.0003.

This high-to-low spread represents a total annual volatility of 0.0149 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0151 to the December average rate of 0.0151, the exchange rate registered a net change of 0.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0152 was down 0.62% compared to the 2018 peak of 0.0153, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 76 HRK
2018 Average 75 HRK
Yearly Trough Low 1 HRK
Transaction Impact: A difference of 74.63 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0152
0.0145
JanuMarcMayJulySeptNove

KMF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0151, compared to 0.0150 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0151
H2 Avg (Jul–Dec) 0.0150

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 0.0148 HRK (High: 0.0151 / Low: 0.0003). On the other end, November was the most stable month, with a tight range of 0.0001 HRK (High: 0.0152 / Low: 0.0151).

July Spread (Volatile) ±0.0148
November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 0.0151) against the same month in 2018 (average: 0.0151), the exchange rate shifted by -0.0000 (-0.14%).

2019 Avg (March) 0.0151
2018 Avg (March) 0.0151

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0152 0.0149 0.0151
February 0.0151 0.0150 0.0151
March 0.0152 0.0150 0.0151
April 0.0152 0.0150 0.0151
May 0.0151 0.0150 0.0151
June 0.0151 0.0150 0.0150
July 0.0151 0.0003 0.0145
August 0.0152 0.0150 0.0151
September 0.0151 0.0149 0.0150
October 0.0152 0.0150 0.0151
November 0.0152 0.0151 0.0151
December 0.0152 0.0150 0.0151