2016 KMF to HRK Historical Review

YEARLY HIGH

0.0159 HRK

YEARLY LOW

0.0149 HRK

YEARLY AVERAGE

0.0153 HRK

2016 KMF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the KMF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 0.0159. Conversely, the yearly low was recorded on August 20, dropping to 0.0149.

This high-to-low spread represents a total annual volatility of 0.0010 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0156 to the December average rate of 0.0153, the exchange rate registered a net change of -1.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0159 was down 0.01% compared to the 2015 peak of 0.0159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 79 HRK

2015 Average 77 HRK

Yearly Trough Low 74 HRK

Transaction Impact: A difference of 4.84 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0157

0.0150

JanuMarcMayJulySeptNove

KMF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0154, compared to 0.0153 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0154

H2 Avg (Jul–Dec) 0.0153

Volatility Range Comparison

Volatility

The most volatile month in 2016 was July, with a trading range of 0.0006 HRK (High: 0.0157 / Low: 0.0151). On the other end, April was the most stable month, with a tight range of 0.0001 HRK (High: 0.0153 / Low: 0.0152).

July Spread (Volatile) ±0.0006

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0156) against the same month in 2015 (average: 0.0156), the exchange rate shifted by -0.0000 (-0.17%).

2016 Avg (January) 0.0156

2015 Avg (January) 0.0156

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0159	0.0155	0.0156
February	0.0156	0.0154	0.0155
March	0.0155	0.0151	0.0153
April	0.0153	0.0152	0.0152
May	0.0154	0.0152	0.0153
June	0.0157	0.0153	0.0154
July	0.0157	0.0151	0.0155
August	0.0152	0.0149	0.0150
September	0.0153	0.0151	0.0152
October	0.0155	0.0152	0.0153
November	0.0157	0.0152	0.0153
December	0.0156	0.0152	0.0153