2015 KMF to HRK Historical Review

YEARLY HIGH

0.0159 HRK

YEARLY LOW

0.0148 HRK

YEARLY AVERAGE

0.0155 HRK

2015 KMF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the KMF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.0159. Conversely, the yearly low was recorded on August 24, dropping to 0.0148.

This high-to-low spread represents a total annual volatility of 0.0011 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0156 to the December average rate of 0.0156, the exchange rate registered a net change of -0.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0159 was up 1.39% compared to the 2014 peak of 0.0156, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 79 HRK

2014 Average 78 HRK

Yearly Trough Low 74 HRK

Transaction Impact: A difference of 5.41 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0157

0.0153

JanuMarcMayJulySeptNove

KMF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0155, compared to 0.0154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0155

H2 Avg (Jul–Dec) 0.0154

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0007 HRK (High: 0.0154 / Low: 0.0148). On the other end, February was the most stable month, with a tight range of 0.0001 HRK (High: 0.0157 / Low: 0.0156).

August Spread (Volatile) ±0.0007

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.0156) against the same month in 2014 (average: 0.0156), the exchange rate shifted by +0.0000 (+0.04%).

2015 Avg (December) 0.0156

2014 Avg (December) 0.0156

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0157	0.0156	0.0156
February	0.0157	0.0156	0.0157
March	0.0156	0.0154	0.0155
April	0.0155	0.0154	0.0154
May	0.0154	0.0152	0.0153
June	0.0155	0.0152	0.0154
July	0.0156	0.0153	0.0154
August	0.0154	0.0148	0.0153
September	0.0156	0.0152	0.0154
October	0.0156	0.0154	0.0155
November	0.0156	0.0153	0.0155
December	0.0159	0.0155	0.0156