2014 KMF to HRK Historical Review

YEARLY HIGH

0.0156 HRK

YEARLY LOW

0.0154 HRK

YEARLY AVERAGE

0.0155 HRK

2014 KMF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the KMF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0156. Conversely, the yearly low was recorded on June 29, dropping to 0.0154.

This high-to-low spread represents a total annual volatility of 0.0003 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0155 to the December average rate of 0.0156, the exchange rate registered a net change of 0.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0156 was up 0.56% compared to the 2013 peak of 0.0156, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 78 HRK

2013 Average 77 HRK

Yearly Trough Low 77 HRK

Transaction Impact: A difference of 1.41 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0156

0.0154

JanuMarcMayJulySeptNove

KMF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0155, compared to 0.0155 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0155

H2 Avg (Jul–Dec) 0.0155

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0002 HRK (High: 0.0156 / Low: 0.0155). On the other end, February was the most stable month, with a tight range of 0.0001 HRK (High: 0.0156 / Low: 0.0155).

September Spread (Volatile) ±0.0002

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.0156) against the same month in 2013 (average: 0.0155), the exchange rate shifted by +0.0001 (+0.54%).

2014 Avg (November) 0.0156

2013 Avg (November) 0.0155

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0156	0.0155	0.0155
February	0.0156	0.0155	0.0156
March	0.0156	0.0155	0.0156
April	0.0155	0.0154	0.0155
May	0.0155	0.0154	0.0154
June	0.0154	0.0154	0.0154
July	0.0155	0.0154	0.0155
August	0.0156	0.0155	0.0155
September	0.0156	0.0155	0.0155
October	0.0156	0.0155	0.0156
November	0.0156	0.0156	0.0156
December	0.0156	0.0155	0.0156