2020 LRD to BIF Historical Review

YEARLY HIGH

12.4359 BIF

YEARLY LOW

9.4907 BIF

YEARLY AVERAGE

10.0439 BIF

2020 LRD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 12.4359. Conversely, the yearly low was recorded on April 12, dropping to 9.4907.

This high-to-low spread represents a total annual volatility of 2.9452 BIF. From a start-to-finish perspective, comparing the January average rate of 9.8455 to the December average rate of 12.0467, the exchange rate registered a net change of 22.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.4359 was up 7.96% compared to the 2019 peak of 11.5188, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 62,179 BIF

2019 Average 49,910 BIF

Yearly Trough Low 47,454 BIF

Transaction Impact: A difference of 14,725.84 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.2949

9.3166

JanuMarcMayJulySeptNove

LRD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.6268, compared to 10.4610 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8343 points.

H1 Avg (Jan–Jun) 9.6268

H2 Avg (Jul–Dec) 10.4610

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 1.8639 BIF (High: 12.4359 / Low: 10.5720). On the other end, September was the most stable month, with a tight range of 0.0393 BIF (High: 9.7156 / Low: 9.6763).

November Spread (Volatile) ±1.8639

September Spread (Stable) ±0.0393

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2401 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.2401

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 11.7194) against the same month in 2019 (average: 9.3319), the exchange rate shifted by +2.3875 (+25.58%).

2020 Avg (November) 11.7194

2019 Avg (November) 9.3319

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.0300	9.6609	9.8455
February	9.6974	9.5154	9.6054
March	9.6151	9.5090	9.5648
April	9.6318	9.4907	9.5722
May	9.6308	9.5376	9.5918
June	9.6378	9.5476	9.5811
July	9.6811	9.5811	9.6545
August	9.7016	9.6491	9.6761
September	9.7156	9.6763	9.7006
October	10.6011	9.7040	9.9690
November	12.4359	10.5720	11.7194
December	12.3423	11.8243	12.0467