2021 LRD to BIF Historical Review

YEARLY HIGH

14.1270 BIF

YEARLY LOW

11.1948 BIF

YEARLY AVERAGE

11.9326 BIF

2021 LRD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LRD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 14.1270. Conversely, the yearly low was recorded on March 14, dropping to 11.1948.

This high-to-low spread represents a total annual volatility of 2.9322 BIF. From a start-to-finish perspective, comparing the January average rate of 11.5701 to the December average rate of 14.0106, the exchange rate registered a net change of 21.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 14.1270 was up 13.60% compared to the 2020 peak of 12.4359, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 70,635 BIF

2020 Average 50,226 BIF

Yearly Trough Low 55,974 BIF

Transaction Impact: A difference of 14,661.01 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

14.2853

10.9898

JanuMarcMayJulySeptNove

LRD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.4101, compared to 12.4550 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0449 points.

H1 Avg (Jan–Jun) 11.4101

H2 Avg (Jul–Dec) 12.4550

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 1.5644 BIF (High: 13.1881 / Low: 11.6237). On the other end, August was the most stable month, with a tight range of 0.0536 BIF (High: 11.5925 / Low: 11.5389).

October Spread (Volatile) ±1.5644

August Spread (Stable) ±0.0536

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2663 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.2663

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 14.0106) against the same month in 2020 (average: 12.0467), the exchange rate shifted by +1.9639 (+16.30%).

2021 Avg (December) 14.0106

2020 Avg (December) 12.0467

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.8727	11.3773	11.5701
February	11.4095	11.2088	11.3038
March	11.3436	11.1948	11.2644
April	11.4120	11.2440	11.3183
May	11.5158	11.3557	11.4614
June	11.5811	11.5160	11.5429
July	11.5826	11.5238	11.5506
August	11.5925	11.5389	11.5545
September	11.6564	11.5486	11.5959
October	13.1881	11.6237	12.2512
November	14.0408	13.2649	13.7673
December	14.1270	13.7676	14.0106