YEARLY HIGH
16.8129 BIF
YEARLY LOW
14.5572 BIF
YEARLY AVERAGE
15.3491 BIF

2025 LRD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the LRD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 14, valuing the pair at 16.8129. Conversely, the yearly low was recorded on July 20, dropping to 14.5572.

This high-to-low spread represents a total annual volatility of 2.2557 BIF. From a start-to-finish perspective, comparing the January average rate of 15.5011 to the December average rate of 16.6985, the exchange rate registered a net change of 7.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 16.8129 was up 1.83% compared to the 2024 peak of 16.5112, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 84,064 BIF
2024 Average 75,410 BIF
Yearly Trough Low 72,786 BIF
Transaction Impact: A difference of 11,278.38 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

16.8921
14.5690
JanuMarcMayJulySeptNove

LRD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.9372, compared to 15.7610 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8238 points.

H1 Avg (Jan–Jun) 14.9372
H2 Avg (Jul–Dec) 15.7610

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 2.1287 BIF (High: 16.8129 / Low: 14.6842). On the other end, December was the most stable month, with a tight range of 0.1760 BIF (High: 16.7722 / Low: 16.5962).

September Spread (Volatile) ±2.1287
December Spread (Stable) ±0.1760

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.6127 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.6127

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 15.8882) against the same month in 2024 (average: 14.7981), the exchange rate shifted by +1.0902 (+7.37%).

2025 Avg (September) 15.8882
2024 Avg (September) 14.7981

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.0727 14.8748 15.5011
February 14.9550 14.7117 14.8884
March 14.9782 14.6559 14.8111
April 14.9077 14.6359 14.8154
May 14.8935 14.6899 14.7845
June 14.9673 14.6633 14.8229
July 14.9041 14.5572 14.7626
August 14.8920 14.6045 14.7714
September 16.8129 14.6842 15.8882
October 16.2912 16.0447 16.1410
November 16.6981 16.0046 16.3042
December 16.7722 16.5962 16.6985