2012 LYD to HRK Historical Review

YEARLY HIGH

4.8884 HRK

YEARLY LOW

4.4429 HRK

YEARLY AVERAGE

4.6604 HRK

2012 LYD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LYD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 4.8884. Conversely, the yearly low was recorded on September 16, dropping to 4.4429.

This high-to-low spread represents a total annual volatility of 0.4455 HRK. From a start-to-finish perspective, comparing the January average rate of 4.7235 to the December average rate of 4.5627, the exchange rate registered a net change of -3.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 4.8884 was up 3.87% compared to the 2011 peak of 4.7064, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LYD based on timing:

Yearly Peak High 24,442 HRK

2011 Average 21,893 HRK

Yearly Trough Low 22,215 HRK

Transaction Impact: A difference of 2,227.69 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.8478

4.5197

JanuMarcMayJulySeptNove

LYD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6446, compared to 4.6762 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0316 points.

H1 Avg (Jan–Jun) 4.6446

H2 Avg (Jul–Dec) 4.6762

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.2663 HRK (High: 4.7092 / Low: 4.4429). On the other end, December was the most stable month, with a tight range of 0.1084 HRK (High: 4.6198 / Low: 4.5114).

September Spread (Volatile) ±0.2663

December Spread (Stable) ±0.1084

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2010 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 4.8205) against the same month in 2011 (average: 4.3080), the exchange rate shifted by +0.5125 (+11.90%).

2012 Avg (July) 4.8205

2011 Avg (July) 4.3080

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.8408	4.5960	4.7235
February	4.7441	4.5171	4.6104
March	4.6074	4.4840	4.5471
April	4.6017	4.4781	4.5588
May	4.7959	4.5485	4.6793
June	4.8269	4.6773	4.7483
July	4.8884	4.7209	4.8205
August	4.8423	4.6972	4.7766
September	4.7092	4.4429	4.5755
October	4.7179	4.5692	4.6350
November	4.7626	4.6013	4.6869
December	4.6198	4.5114	4.5627