YEARLY HIGH
1.5542 HRK
YEARLY LOW
1.4290 HRK
YEARLY AVERAGE
1.4902 HRK

2022 LYD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the LYD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 1.5542. Conversely, the yearly low was recorded on February 6, dropping to 1.4290.

This high-to-low spread represents a total annual volatility of 0.1252 HRK. From a start-to-finish perspective, comparing the January average rate of 1.4483 to the December average rate of 1.4730, the exchange rate registered a net change of 1.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.5542 was down 66.36% compared to the 2021 peak of 4.6196, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LYD based on timing:

Yearly Peak High 7,771 HRK
2021 Average 7,231 HRK
Yearly Trough Low 7,145 HRK
Transaction Impact: A difference of 626.02 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.5361
1.4392
JanuMarcMayJulySeptNove

LYD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4715, compared to 1.5090 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0375 points.

H1 Avg (Jan–Jun) 1.4715
H2 Avg (Jul–Dec) 1.5090

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0765 HRK (High: 1.5435 / Low: 1.4669). On the other end, December was the most stable month, with a tight range of 0.0330 HRK (High: 1.4925 / Low: 1.4595).

November Spread (Volatile) ±0.0765
December Spread (Stable) ±0.0330

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0335 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0335

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 1.5280) against the same month in 2021 (average: 1.4085), the exchange rate shifted by +0.1195 (+8.49%).

2022 Avg (September) 1.5280
2021 Avg (September) 1.4085

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4739 1.4308 1.4483
February 1.4703 1.4290 1.4473
March 1.5027 1.4520 1.4790
April 1.5142 1.4716 1.4860
May 1.5079 1.4644 1.4859
June 1.5108 1.4656 1.4826
July 1.5387 1.4918 1.5165
August 1.5486 1.4941 1.5180
September 1.5542 1.5038 1.5280
October 1.5485 1.4897 1.5259
November 1.5435 1.4669 1.4924
December 1.4925 1.4595 1.4730