YEARLY HIGH
1.4931 HRK
YEARLY LOW
1.1721 HRK
YEARLY AVERAGE
1.2680 HRK

2025 LYD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the LYD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 1.4931. Conversely, the yearly low was recorded on September 16, dropping to 1.1721.

This high-to-low spread represents a total annual volatility of 0.3210 HRK. From a start-to-finish perspective, comparing the January average rate of 1.4769 to the December average rate of 1.1852, the exchange rate registered a net change of -19.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.4931 was up 0.35% compared to the 2024 peak of 1.4879, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LYD based on timing:

Yearly Peak High 7,465 HRK
2024 Average 7,210 HRK
Yearly Trough Low 5,860 HRK
Transaction Impact: A difference of 1,604.84 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.5061
1.1560
JanuMarcMayJulySeptNove

LYD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3452, compared to 1.1908 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1544 points.

H1 Avg (Jan–Jun) 1.3452
H2 Avg (Jul–Dec) 1.1908

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2491 HRK (High: 1.4423 / Low: 1.1932). On the other end, December was the most stable month, with a tight range of 0.0116 HRK (High: 1.1911 / Low: 1.1795).

April Spread (Volatile) ±0.2491
December Spread (Stable) ±0.0116

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1909 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1909

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.4769) against the same month in 2024 (average: 1.4377), the exchange rate shifted by +0.0392 (+2.73%).

2025 Avg (January) 1.4769
2024 Avg (January) 1.4377

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4931 1.4580 1.4769
February 1.4882 1.4636 1.4747
March 1.4866 1.4300 1.4451
April 1.4423 1.1932 1.2542
May 1.2414 1.2083 1.2194
June 1.2141 1.1804 1.2009
July 1.2139 1.1831 1.1925
August 1.2088 1.1843 1.1928
September 1.1969 1.1721 1.1879
October 1.2006 1.1849 1.1918
November 1.2015 1.1875 1.1943
December 1.1911 1.1795 1.1852