YEARLY HIGH
1.1955 HRK
YEARLY LOW
0.9930 HRK
YEARLY AVERAGE
1.0344 HRK

2026 LYD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the LYD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 1.1955. Conversely, the yearly low was recorded on January 27, dropping to 0.9930.

This high-to-low spread represents a total annual volatility of 0.2026 HRK. From a start-to-finish perspective, comparing the January average rate of 1.1302 to the December average rate of 1.0244, the exchange rate registered a net change of -9.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.1955 was down 19.93% compared to the 2025 peak of 1.4931, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LYD based on timing:

Yearly Peak High 5,978 HRK
2025 Average 6,335 HRK
Yearly Trough Low 4,965 HRK
Transaction Impact: A difference of 1,012.94 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.1423
0.9971
JanuMarcMayJuly

LYD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0368, compared to 1.0273 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0095 points.

H1 Avg (Jan–Jun) 1.0368
H2 Avg (Jul–Dec) 1.0273

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.2026 HRK (High: 1.1955 / Low: 0.9930). On the other end, August was the most stable month, with a tight range of 0.0007 HRK (High: 1.0247 / Low: 1.0241).

January Spread (Volatile) ±0.2026
August Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1210 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1210

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.1302) against the same month in 2025 (average: 1.4769), the exchange rate shifted by -0.3467 (-23.47%).

2026 Avg (January) 1.1302
2025 Avg (January) 1.4769

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1955 0.9930 1.1302
February 1.0132 1.0016 1.0092
March 1.0344 1.0153 1.0229
April 1.0259 1.0082 1.0149
May 1.0203 1.0123 1.0176
June 1.0331 1.0179 1.0257
July 1.0351 1.0219 1.0301
August 1.0247 1.0241 1.0244