YEARLY HIGH
4.8222 HRK
YEARLY LOW
4.6318 HRK
YEARLY AVERAGE
4.7388 HRK

2019 LYD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the LYD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 29, valuing the pair at 4.8222. Conversely, the yearly low was recorded on January 9, dropping to 4.6318.

This high-to-low spread represents a total annual volatility of 0.1904 HRK. From a start-to-finish perspective, comparing the January average rate of 4.6873 to the December average rate of 4.7754, the exchange rate registered a net change of 1.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 4.8222 was up 1.57% compared to the 2018 peak of 4.7476, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LYD based on timing:

Yearly Peak High 24,111 HRK
2018 Average 23,040 HRK
Yearly Trough Low 23,159 HRK
Transaction Impact: A difference of 952.04 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

4.8035
4.6767
JanuMarcMayJulySeptNove

LYD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7206, compared to 4.7569 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0363 points.

H1 Avg (Jan–Jun) 4.7206
H2 Avg (Jul–Dec) 4.7569

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.1332 HRK (High: 4.8110 / Low: 4.6778). On the other end, November was the most stable month, with a tight range of 0.0588 HRK (High: 4.8222 / Low: 4.7634).

August Spread (Volatile) ±0.1332
November Spread (Stable) ±0.0588

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0518 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0518

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2019: 4.7930) against the same month in 2018 (average: 4.6842), the exchange rate shifted by +0.1087 (+2.32%).

2019 Avg (November) 4.7930
2018 Avg (November) 4.6842

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7320 4.6318 4.6873
February 4.7370 4.6719 4.7070
March 4.7861 4.6792 4.7325
April 4.8033 4.7163 4.7536
May 4.7887 4.7154 4.7476
June 4.7651 4.6575 4.6958
July 4.7522 4.6643 4.7103
August 4.8110 4.6778 4.7289
September 4.8069 4.7283 4.7668
October 4.8014 4.7124 4.7671
November 4.8222 4.7634 4.7930
December 4.8050 4.7403 4.7754